It’s not what you make.  It’s what you keep.  We help you, your risk managers and your insurance brokers obtain needed insurance coverages and favorable policy terms from reputable insurers that will not only protect your bottom line but propel it upward in times of trouble.

We assist a wide variety of businesses and individuals in analyzing, comparing, and manuscripting insurance programs, provisions and endorsements across multiple lines to enhance coverage and avoid gaps and traps for the unwary.  We work hand-in-hand with your team to identify the lines and amounts of insurance needed.  We then help build the primary, umbrella and excess policy towers necessary to protect your business, your people and your peace of mind, whether through admitted or surplus lines insurers, captives or fronting policies.  When assisting to complete an acquisition, sale or merger, we help preserve the parties’ insurance assets to avoid, transfer and minimize your risk.


Public and private companies, joint ventures, partnerships, LLCs, sole proprietorships, shareholders, associations, schools, non-profit organizations and individuals.


  • Helped place insurance policies and towers of over a billion dollars in coverage.
  • Helped dozens of businesses compare and choose policies with the best coverages and appropriate limits.
  • Eliminated hundreds of unfavorable policy provisions, endorsements and exclusions.
  • Manuscripted hundreds of favorable policy provisions and endorsements.